Click to Call
Budget Guard Insurance

73 Cavalier Blvd
Suite 313
Florence, KY 41042

Get Directions

Commercial Insurance

Commercial liability insurance covers a broad range of accidents that can happen at your business, including bodily injury, personal injury, property damage, advertising injury, and legal defenses and judgments. Budget Guard Insurance understands the insurance needs of businesses in the Northern Kentucky / Greater Cincinnati area.

Ohio and Indiana follow the 51% Bar Rule, under which a damaged party cannot recover if it is 51% or more at fault but can recover if it is 50% or less at fault, the recovery would be reduced by its degree of fault. However, Kentucky is a comparative negligence fault state, which means a plaintiff can recover damages even if he or she is up to 99% at fault. In any case, you know that you need right coverage for your unique business and like most, you don’t have the time to become an insurance expert. That’s where Budget Guard Insurance comes in.

What You Should Know about Commercial Insurance

Determining how much commercial insurance you need in the Northern Kentucky / Greater Cincinnati area can depend on several factors. The type of business you operate or the products you manufacture will dictate how much coverage you need.

Some of the coverages you may need are property insurance, commercial general liability, commercial auto, and business interruption coverage. An agent at Budget Guard Insurance can help you determine which insurance is important for your business. Premiums are based on different factors that include your services, how many employees you have, your claims history, and how long you have been in business.

Contact Budget Guard Insurance, serving businesses and organizations in the North Kentucky / Greater Cincinnati area, to get a quote on commercial insurance today!

Contact Budget Guard Insurance, serving Northern Kentucky and the Greater Cincinnati, for more information about our expert physical capital assets inventory services.

Request a Quote

Servicing These States

Our Agency Network Partners
  • AAA
  • Allstate
  • Amtrust
  • Chubb
  • Dairyland
  • Encompass
  • Foremost
  • Grange
  • Liberty Mutual
  • Metlife
  • Nationwide
  • Philaldelphia
  • Progressive
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • USLI