73 Cavalier Blvd
Florence, KY 41042
Home insurance can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own in the Northern Kentucky / Greater Cincinnati area.
Dwelling Coverage will protect the structure of your home, including the walls and roof. Other Structures Coverage will protect other structures that are on your property, such as a shed. Liability Coverage will help defend you and pay for damages if you are sued by someone who is injured at your home, or if you or a family member accidentally damages property.
Medical Coverage will pay for the medical expenses of someone injured at your home and you are to blame.
Personal Property Coverage will protect your belongings inside your home. This includes if it is stolen or damaged outside of your home.
Additional Living Expenses protection will cover your living expenses while your home is being repaired or rebuilt.
There are some things that aren’t covered under a standard home insurance policy, including floods and earthquakes. Expensive belongings, such as jewelry or electronics, may not be covered unless you purchase additional protection. An agent here at Budget Guard Insurance can help you determine what is covered and not covered in your policy, so you can get enough insurance.
Your premium may be calculated using a few different factors. However, there are ways to get a discount. Ask an agent at Budget Guard Insurance about bundles for home and auto policies, if you can get a discount if you live in a newly constructed home, or if you have protective devices installed. Consider how much it costs to rebuild your home and replace your belongings. This can help you determine how much coverage you may need for your home.
Contact us at Budget Guard Insurance, serving Northern Kentucky / Greater Cincinnati area, to get a quote on home insurance today!